Is It Better to Buy a Harley-Davidson New or Used? (2024)

So you're in the market for a Harley but aren't sure whether you should buy new or used. This decision is about balancing budget, lifestyle, and the unique thrill of owning a piece of iconic American machinery. In this blog, we’ll guide you through the pros and cons of each choice, aiming to help you find the Harley that feels like it was made just for you.

The Pros & Cons of Buying a New Harley Davidson

The idea of purchasing anew Harley-Davidsonbrings with it a mix of excitement and important considerations. Let’s take a look at the advantages and disadvantages to help you make an informed decision.

Pros

  • Condition:Owning a brand-new bike means you're starting with a vehicle in perfect condition.

  • Technology and Safety:You benefit from the most current advancements in motorcycle technology and safety features.

  • Warranty:New Harleys often come with a full manufacturer's warranty, adding a layer of security to your investment.

Cons

  • Price:The cost for a new model is higher, reflecting its brand-new status and the latest features. Harley-Davidson motorcycles are especially known for being pricier, so this factor is important to keep in mind.

  • Immediate Depreciation:Like most new vehicles, a Harley-Davidson's value decreases once it's driven off the lot.

  • Higher Insurance Rates:The insurance premiums for new motorcycles are generally higher, given their value and repair costs.

The Pros & Cons of Buying a Used Harley Davidson

Purchasing aused Harley-Davidsoncan be as exciting as buying a new one, but with its own considerations. Let's explore the benefits and potential downsides.

Pros

  • Cost Savings:One of the most significant advantages is the lower purchase price compared to new models.

  • Less Depreciation: A used Harley has already undergone its most significant depreciation, offering better value retention over time.

  • Lower Insurance:Insurance costs for used motorcycles are typically lower, making them more affordable to own and operate.

Cons

  • Unknown History:There's always a risk of unknown mechanical issues or a lack of maintenance history with a used bike.

  • Wear and Tear:Used motorcycles will have some level of wear, which could require additional investment in maintenance or repairs.

  • Outdated Features:Depending on its age, a used Harley may not have the latest technology or safety features available in newer models.

Comparing Costs Between New vs. Used Harley Motorcycles

New Harley-Davidsonshave a broad price range, with entry-level models beginning around$10,000and premium models reaching upwards of$30,000.

On the other hand,used Harleyspresent more affordable options, with prices varying widely based on age, condition, and mileage—generally falling between$6,000 and $20,000. Depreciation is a big factor for new motorcycles, with the most significant drop in value occurring within the first few years. Insurance costs also play a part, usually higher for new models due to their higher market value.

While a used Harley offers upfront savings and less depreciation, buying a new one gives you the latest features and a full warranty, making it a choice between saving money now or investing in new benefits.

Factors to Consider When Buying a New or Used Harley-Davidson

Deciding whether to buy a new or used Harley-Davidson means considering factors beyond just the cost. New riders might lean towards used models for their first bike, reducing the stress of the first scratch or dent on a brand-new motorcycle, while more experienced riders may find themselves ready to invest more. If you're going to ride daily, a new Harley's reliability and warranty can be valuable, keeping your bike ready for any trip. If you ride less often, a used Harley could be a great fit, offering the classic Harley feel without a big price tag.

Questions You Should Ask Yourself:

  • What is my experience level with motorcycles?

  • How often do I plan to ride?

  • Am I comfortable with basic motorcycle maintenance, or do I prefer a bike that needs minimal care?

  • Do I plan to customize my motorcycle?

  • What is my budget, including additional costs like insurance, maintenance, and customization?

  • How important is warranty coverage to me?

  • What are my long-term riding goals?

Find the Right New or Used Harley Motorcycle at North American Warhorse

At North American Warhorse, we're passionate about connecting riders with their ideal Harley-Davidson, whether you want the newest model or something with a little history. With a wide range of motorcycles to choose from, our selection ofnew and used Harleyscaters to every rider's dream.Contact usfor more information!

So, Is It Better to Buy a Harley-Davidson New or Used?

When it comes to deciding between a new and used Harley-Davidson, there are clear advantages to each. New bikes bring the latest features and full manufacturer support, ideal for those who prioritize having the newest models. Used Harleys, however, offer greater affordability and the opportunity for customization, appealing to riders looking for value and a personal touch.Your choice should reflect your riding habits, budget, and how you see your motorcycle fitting into your life.

Is It Better to Buy a Harley-Davidson New or Used? (2024)

FAQs

Is It Better to Buy a Harley-Davidson New or Used? ›

Buying a Used Harley

What are the red flags when buying a used Harley? ›

Red flags. Things to look for when buying a used motorcycle include rust or significant scratches, oxidized paint, a rusty chain, smoke from the exhaust when the bike is started and leakage from the engine or transmission. Any of these can signal signs of bigger problems.

Is it worth buying an old Harley-Davidson? ›

Older bikes can have timeless appeal and often come at a lower price, but they might also require more maintenance and repairs. A good rule of thumb is to look for a model that is not more than 20 years old unless you are specifically looking for a classic bike and are prepared for the potential challenges.

How many miles is good for a used Harley? ›

For these motorcycles, the high mileage range is anywhere between 20,000 to 30,000 miles. Larger motorcycles, like Harley-Davidson, can usually take more miles without their engines being worn down as quickly. For these bikes, the high mileage point is around 40,000 to 50,000 miles.

Is it easier to finance a new or used motorcycle? ›

A new motorcycle loan has cheaper interest rates

If you plan to use a motorcycle loan, a new bike will accrue lower interest rates than a used one. A motorcycle loan for a new bike is cheaper as it awards the lender less risk. It is also easy to access loans for new motorcycles.

What years are good for Harley-Davidson? ›

When evaluating the best Sportster years for the Forty-Eight, focus on models from the early 2010s to now. These years feature refined engineering and improved ergonomics, ensuring a comfortable and enjoyable ride for riders of all skill levels.

What is high mileage on a Harley? ›

For Harley-Davidson motorcycles, the high mileage threshold is around 45,000 to 60,000 miles.

What is the life expectancy of a Harley engine? ›

If you're buying a used Harley, the mileage is one of the critical factors because it means the engine and parts are old and almost worn out. A Harley-Davidson bike can go up to 150,000 miles but is considered old once it hits 80,000 to 100,000 miles.

How many miles before a Harley needs to be rebuilt? ›

Even older motors can be rebuilt to last indefinitely. But 1981–84 Shovelhead motors had some 100,000 mile motors without rebuilds. The Evo(lution) engine had many engines go 100,000 miles easily and up to 250,000 with minimal problems. Twin Cams had some teething problems but I have seen 225,000 mile TCs.

What is the life expectancy of a Harley drive belt? ›

While Harley-Davidson drive belts are designed to last for up to 100,000 miles, they require some maintenance. The primary chore is inspecting the belt for damage, and owners should examine their bike's drive belt at least every 5,000 miles. However, erring on the side of caution is strongly advised.

What is a good monthly payment for a motorcycle? ›

Advertising Disclosures
Loan AmountLoan Term (Years)Estimated Fixed Monthly Payment*
$15,0005$311.67
$20,0003$617.45
$20,0005$415.07
$25,0003$771.81
13 more rows

Is it better to pay cash for a motorcycle? ›

In addition, some lenders collaborate with motorcycle dealers to offer bike owners benefits, such as cashback, discounts, and insurance coverage. Therefore, you stand to benefit more from motorcycle loans than from using cash payments.

What is a good down payment on a motorcycle? ›

A good rule of thumb is to put a 10-20 percent down payment on a motorcycle. That gets you in a good, equitable position. If you have bad credit, putting more down can make you a better risk for lenders. It usually depends on credit criteria, but more people put 10 percent down than do double that.

How do I know if my used motorcycle is good? ›

Here are some indicators of potential problems down the road in a used bike:
  1. Leakage from the transmission/engine.
  2. Notable scratches and rust.
  3. Altered vehicle identification number.
  4. Wear and tear to the chain and sprockets.
  5. When was the last time the bike was driven?

What are the risks of buying a used motorcycle? ›

Used motorcycle cons
  • Outdated safety technology.
  • Potential maintenance issues.
  • May not have a warranty.

What to check on a Harley before a long ride? ›

On your list of controls to inspect should be the front and rear brakes, throttle, clutch and shifter. You should also examine the steering for smoothness by turning the handlebars through the full operating range. Check tire pressure often, daily when you are touring, and always using a good gauge.

What is the red flag on a motorcycle? ›

Red Flag - The race is called off and all riders return to the pits. Black Flag - There is a problem with your bike and you must return to the pits.

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